Fix & Loan

Fast, flexible financing to acquire, renovate, and resell investment properties.

Fund Your Next Deal with Confidence

Fix and flip loans are designed for real estate investors who need quick access to capital to purchase and renovate properties for resale. Whether you’re an experienced investor or working on your first project, the right financing can help you move quickly, control costs, and maximize your return.

At ZYLLN, we leverage our nationwide lender network to match your deal with lenders who specialize in fix-and-flip financing—so you can secure the capital you need without unnecessary delays.

Key Benefits:

  • Fast Closings – Close in days, not weeks
  • Flexible Underwriting – Based on the deal, not just personal income
  • Rehab Funding Available – Finance both purchase and renovation costs
  • Interest-Only Payments – Improve cash flow during the project
  • Scalable Financing – Fund multiple projects as you grow

Loan Highlights:

  • Loan amounts based on purchase price and after-repair value (ARV)
  • Terms typically ranging from 6–18 months
  • Funding for acquisition and renovation
  • Options for first-time and experienced investors
  • Available for single-family, multi-family, and investment properties

Who It’s For:

  • Real estate investors and house flippers
  • Contractors and developers
  • First-time investors with a strong deal
  • Buyers looking to renovate and resell quickly
  • A fix and flip loan is a short-term real estate loan used to purchase, rehab, and sell a property. These loans are typically asset-based, meaning they focus more on the value and potential of the property rather than your personal income. Loan terms are structured around your project timeline, giving you the flexibility to complete renovations and exit the deal profitably.

  • Fix and flip loans are structured to support the full lifecycle of your investment, from acquisition to resale. Investors can secure fast funding to purchase a property, with additional funds allocated for renovations through draw schedules as work is completed. During the project, many loans offer interest-only payments to help manage cash flow. Once renovations are finished, the property can be sold for profit or refinanced into a long-term loan, allowing you to complete the deal and move on to your next investment.

  • Yes—new investors can qualify for a fix and flip loan, especially when the deal itself is strong. Many lenders focus primarily on the property’s value, the after-repair value (ARV), and the overall project plan rather than requiring extensive experience. While first-time investors may face slightly more conservative terms or be asked to demonstrate a solid renovation budget, contractor support, or additional financial reserves, access to financing is still very achievable. Working with a capital advisor like ZYLLN can help position your deal properly and connect you with lenders who are open to funding first-time projects.